First Time Buyer
GET STARTED...See the best First Time Buyer mortgage deals to get you on the mortgage ladder
We'll show you how much you could borrow, and what the rate and monthly repayments could be without affecting your credit score, so you can make confident financial decisions on finding your first property.
We've made the process quick, simple and secure.
- Compare whole of market
- Save mortgage quote – return any time
- Quote won't affect credit score
- Formal lender offer within 24hrs
- Easily complete whole process online
Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.
A leading UK Mortgage broker since 2005 – Trusted by over 10,000 people every year
How does the First Time Buyer process work?
Check what you can borrow
Use our comparison tool to see how much lenders could offer you based on your income and deposit.
Get a Decision in Principle
Receive a DIP to show estate agents you're a serious buyer — without affecting your credit score.
Find your property
Start house hunting knowing exactly what you can afford.
Submit your full application
We'll guide you through the application, handling all the paperwork and lender communication.
Get your keys
Once your mortgage completes, pick up the keys and move into your first home.
First Time Buyer Tools & Support
Borrowing Calculator
Find out how much you could borrow based on your income and deposit.
Compare First Time Buyer Rates
See the latest first time buyer mortgage deals from leading UK lenders.
First Time Buyer Guide
A step-by-step guide to buying your first home — from saving a deposit to getting the keys.
Read guide →Do I need a broker as a first time buyer?
Yes — especially if:
- You're unsure how much you can borrow or what deposit you need
- You want access to deals not available on the high street
- Your circumstances are complex — self-employed, contract work, or limited credit history
- You want expert guidance through the entire process from start to keys
- You want someone to handle the paperwork and chase the lender for you
As a first time buyer, having a broker on your side means expert guidance at every step — and access to deals you won't find by going direct.
Compare First Time Buyer MortgagesFrequently Asked Questions
Ready to get on the property ladder?
Compare the latest first time buyer mortgage deals — in just minutes.
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