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Deal Direct Financial Solutions

Homeowner Loans

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Compare the best Homeowner Loan deals from £10,000 to £500,000

Unlock your property's equity for major expenses. Compare deals from specialist lenders in real-time to find the right homeowner loan for your needs — without affecting your credit score.

We've made the process quick, simple and secure.

Compare deals illustration
  • Find your best secured loan deal
  • Save loan quote – return any time
  • Quote won't affect credit score
  • Easily complete whole process online
  • Compare lowest rates & repayments
Compare Homeowner Loans

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other loan secured on it.

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How does the Homeowner Loan process work?

1

Get a quote

Enter your details and see how much you could borrow and what your repayments would be.

2

Choose your loan

Select the deal that suits your needs — considering rate, term, and monthly repayments.

3

Submit your application

We'll handle the application and communicate with the lender on your behalf.

4

Valuation & approval

The lender values your property and confirms your loan offer.

5

Funds released

Once legal work is complete, funds are released — typically within 2-4 weeks.

Homeowner Loan Tools & Support

Loan Calculator

See how much you could borrow and what your monthly repayments would be.

Compare Loan Rates

Compare homeowner loan rates from our panel of specialist lenders.

Homeowner Loan Guide

Everything you need to know about secured homeowner loans.

Read guide

Do I need a broker for a homeowner loan?

Yes — especially if:

  • You want to compare deals from multiple specialist lenders in one place
  • You have adverse credit and need access to specialist underwriters
  • You want someone to manage the application process from start to finish
  • You're unsure how much equity you have or how much you can borrow
  • You want to ensure you're getting the best rate and terms available

A broker can access specialist lenders not available on the high street and present your case in the best possible light, increasing your chances of approval at the best rate.

Compare Homeowner Loans

Frequently Asked Questions

Ready to unlock your property's equity?

Compare the best homeowner loan deals from our panel of specialist lenders — in just minutes.

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