Are you an IT contractor having difficulty getting a mortgage?
Contractor mortgages could still be difficult to secure, even if you are a highly skilled IT freelancer with a full work-load.
High street lenders tend to look for borrowers they consider to be low-risk, which means they lean towards those who are paid more conventionally. Your expertise, and the amount of work you have, might mean you represent less of a risk compared to some borrowers in full-time employment, but this may not be considered by the lenders.
At Deal Direct, our advisors have helped many contractors like you during the last 10 years, and we have a full understanding of the demands of your job. We know how all-consuming working for yourself can be. You probably want to be looking after your own clients’ needs rather than spending your valuable time searching the market for a good mortgage deal.
Here at Deal Direct, we can do all the investigation on your behalf and, as an independent mortgage broker, you can be sure our advice is impartial. You can read about our clients’ experiences here.
To avoid being penalised, because of how you are employed, we have developed great relationships with lenders. We know who offers the deals that are best suited to contractors. We work with niche lenders who have specialist underwriters with vast experience and expertise in contractor mortgage lending. You can be confident that we work extremely hard on your behalf to find you the right mortgage.
To secure contractor mortgage funding at a competitive rate, speak to a member of our team today.