Impaired credit history? Consult mortgage broker, Deal Direct for home financing advice.
Consult with mortgage broker Deal Direct, especially if you are a house-hunter with an impaired credit history.
Sometimes, life can throw us a financial curve-ball and things don’t always go to plan. You might find yourself losing work because contracts have been cut or you’ve been ill. This could lead to bills going unpaid and you suddenly find your credit record containing default notifications.
There are many ways to get back on track financially and there’s lots of great advice and help available through CAB and various charities. But did you know that some banks and other financial institutions also offer products that are designed to improve your credit history? These products include mortgages, remortgages and buy-to-let mortgages.
If you have experienced any of the following, mortgages may still be obtainable for you:
- defaults
- missed mortgage payments
- missed secured loan repayments
- CCJs
Pepper Money offer a tiered product range aimed at would-be borrowers who have had credit blemishes as recently as 6 months ago, climbing to 48 months.
Applicants who have had no defaults etc. within the last 48 months can expect rates to start at 2.17%.
Knowing who to apply to in the first place is half the battle. Consulting with Deal Direct for professional guidance means you won’t be running the risk of causing additional detriment to your credit score by having a mortgage application turned down.
If you have impaired credit history, it is vital you consult with independent mortgage broker, Deal Direct for expert and impartial advice.
