With the cheapest mortgage rates available, switch & save with Deal Direct.

We have seen some of the cheapest mortgage rates in our lifetime and though they may now be rising, they are still low by historic comparison.

If your mortgage rate is not one of the cheapest available, then it is time to think about switching while cheap deals are still available.

Lenders suggest that funding costs have caused standard variable rates to rise without any change to the Bank of England base rate. If you are one of the many with increased payments this month, it makes sense to look for better deal.

With access to the cheapest mortgage offers from lenders throughout the market, Deal Direct are well placed to get you a deal that will save you money. How good a deal you can get will depend on a number of factors including the amount of equity or deposit you have.

For most home owners there are a number of options available for switching lenders and saving money. If you have just 10% equity or currently have an interest only mortgage, your choices may be more limited. However there are many deals in the market and with a wide variety of lending criteria there are mortgages to suit almost everyone.

If you are struggling to remortgage, an option worth considering is changing to a mortgage with longer term for repayment. Although 25 years is a traditional period there are mortgages for as long as 40 years available, subject to your current age. This can also bring monthly payments down to a more affordable level.

For the cheapest mortgage suitable for your individual situation call Deal Direct. We can source the best deals for the type of product you are looking for and advise you of the details you need to think about to make the best choice.