In 2015 the role of the broker is crucial to securing mortgage finance.

Mortgage applicants in 2015 are applying for deals with rates set at historic lows. Cheaper deals should mean that more people than ever are able to purchase a new home, move up the property ladder or remortgage to save money.

However with the introduction of the MMR applying for a mortgage is now complex, and stricter lending rules are making it tougher than ever to be accepted by a lender.

While you might find yourself a low rate deal, your application will be stressed tested at a rate of 6 to 7%. With this change many applicants are falling foul of new affordability rules, which is making contracting the services of a broker more and more critical to mortgage acceptance.

Achieving a mortgage offer is no longer easy and to improve your chances of success you really do need to take professional advice.

An independent broker can provide you with your best chance of finding a mortgage suited to your needs.

At Deal Direct as well as providing you with expert advice and a ‘whole of market search’, we also manage your application from start to finish.

We play a critical role in securing finance from lenders, and have helped many applicants who if applying direct to a lender many have been rejected.

We know which lenders would be willing to lend to you, which is crucial if your circumstances are not ‘standard’. Your situation could be more complex as is the case for self-employed borrowers, and at Deal Direct know which specialist lenders to contact to increase your chances of mortgage success.

Whether you want to remortgage, buy a first home, move up the property ladder or invest in a buy to let, our highly qualified impartial advisers are here to help.

We have years of experience working with lenders and consider every aspect from rates, to fees to incentives to find the product which is most affordable.

Increase your chances of mortgage acceptance by calling us on 0800 048 8828.