IT contractor mortgages.
Many IT contractors still find securing a decent size mortgage a big challenge. High street lenders generally base the amount they are willing to lend on salary alone. Lenders tend to be wary of the nature of shorter term contracts, and often issue a blanket no to applications. The fact is an IT contractor you are likely to be highly employable, and therefore you need to work with a lender who sees things in this way.
By using a whole-of-market broker and applying to a lender who understands the contracting market, you can greatly increase your chance of success.
At Deal Direct we have spent years building up relationships with contractor friendly lenders. We can find you a mortgage from a lender who will assess your application on an individual basis.
When looking for a deal it’s important to shop around, in addition you are advised not to go it alone. By working with a mortgage broker who is a specialist in the contractor sector, you can feel secure in the knowledge you are being helped by someone who arranges contractor deals every day.
If you want to increase your chances of mortgage success, contact one of our advisers at Deal Direct. For over a decade we have been providing an online broker service, and have formed close working relationships with lenders specialising in contractor deals.
Our advisers are dedicated to finding professional workers competitive offers on favourable terms.
If you want to find out if you are eligible for a mortgage, call us today. We can advise you of your mortgage options and can search the market on your behalf to find you a great deal.