A mortgage broker can offer an advised sale and a product tailored to you.

A mortgage broker offers the benefit of an advised sale which is increasingly important now the FSA have proposed changes to mortgage lending regulations.

At the end of 2011 the FSA put forward a proposal to make it obligatory to receive the advice of a fully qualified mortgage broker when taking out a mortgage.

Currently broker services are used to find and arrange a suitable mortgage, but there are still many products that allow a would-be borrower to deal direct with a lender who is not required to provide advice.

A qualified mortgage broker giving advice has a duty of care, which means you should only be recommended a mortgage that is suitable for your circumstances.

At Deal Direct we pride ourselves on working hard on our clients behalf to source the best deal possible. As we are 'whole of market' we search the entire range of products offered by UK lenders to come up with the deal we truly believe is in your best interest. As we are not affiliated to any lender our advice is entirely independent.

With non-advised sales you could find yourself dealing with a lender through a call centre, talking to staff employed only to process the application who are not qualified to give mortgage advice. This is certainly not the case for all mortgage lenders as many employ fully qualified advisers, but they will only look at products offered by their lender.

Deal Direct are an independent mortgage broker who can access the whole mortgage market to find you the right deal.

In particular we can offer mortgage products through smaller lenders who are often more specialist and flexible. For example we can source deals for those of you who have a poor credit or are self-employed.

For independent mortgage advice and comparison of the very best deals perfectly tailored to your financial circumstances call Deal Direct today.