Mortgages for self-employed – why use a broker?
Many lenders have tightened their lending criteria to such an extent that self-employed mortgage borrowers are finding it challenging to source an offer.
If you are self-employed and looking for a deal, independent mortgage broker Deal Direct can help.
We are a 'whole of market' broker and as such are not affiliated to any particular lender. We are up to date on all lenders’ mortgage criteria and are well placed to find you a competitive offer.
According to the Office for National Statistics there are now 4.2 million self-employed people in the UK. However, UK high street lenders just aren’t up to speed with this change. In fact, over the last 10 years the number of self-employed workers has risen by almost a million, yet over the same period the number of mortgages approved for self-employed workers has dropped by almost three quarters.
Tight criteria now means many of the UK's entrepreneurs find it tough to be approved for a mortgage without the help of a skilled broker. If you’re self-employed and looking for a mortgage, Contact independent mortgage broker Deal Direct for advice and a no-obligation quote.
We help you find a lender who does not discriminate against you because of the way you work, we offer:
- tailored underwriting through niche lenders
- influence with lenders to help speed up the application process.
- focused attention from a dedicated mortgage advisor
Seeking specialist advice is a must for the self-employed as attempting to go it alone and apply by yourself, could result in a failed mortgage application.
For advice you can trust call 0800 048 8828.
