Need a buy to let mortgage? Call Deal Direct - 0800 048 8828.

April is here and buy to let mortgage changes and stamp duty hikes are set to impact investors. This means it is now more important than ever, to seek advice when looking for a mortgage to invest in property.

Finding the right mortgage is essential, but with so many products available in the market you will need expert advice and an independent whole-of-market search.

If you are a would-be investor looking for a deal, and you don’t derive your main income from property, you will be considered as a consumer, and as such any mortgage products now available to you will be regulated by the FCA. This means your application will have to pass affordability checks and mortgage stress tests.

You will now be required to show that you have the resources and income to pay for your buy to let deal during periods the property is left without a tenant.

If you plan to invest in property and need a mortgage, call one of our impartial advisers today.

While we can advise you as to a suitable mortgage., we are not regulated by the FCA to offer financial advice. We therefore cannot help you work out if property is the right investment for your needs. For that type of advice, you will need to contact an independent financial adviser.

Please note: 

Buy to let mortgage applications from:

• applicants whose intention is to benefit from house price growth
• applicants whose intention is to benefit from rental income
• applicants who are letting to buy

will be treated as normal buy to let and not as a consumer buy to let. In addition, their subsequent remortgage applications will also be treated in the same manner.

Call us today on 0800 048 8828 for a buy to let deal.