Seek remortgage advice from Deal Direct and save money.
With many lenders currently offering cut rates, it could be the best time to seek remortgage advice. If you are not currently on the lowest rates available, you may be paying more than you have to.
If you have had your mortgage for some years, it is likely you pay a higher interest rate than today's low rates. If your mortgage has reverted to your lender's standard variable rate, you may find lower rates are available.
What ever your current deal and financial circumstances, can you afford to pay more than is necessary? At Deal Direct we source the lowest rates on offer from lenders to bring you the most competitive deals available.
Even if you think you have little or no equity in your home, it may be worth getting remortgage advice. Many home owners who were previously considered mortgage prisoners, may now have the opportunity to switch lenders.
Recent figures suggest that the number of borrowers who are in negative equity has reduced by over 100,000 in the last 18 months. This includes first time buyers who took mortgages since 2005 and saw house prices fall.
Data suggests that around 90% of home owners with mortgage loans since 2005 have at least a small amount of equity. More than half of home owners may have 30% or more equity. The larger the amount of equity you have, the lower interest rates you are likely to be offered.
Call deal Direct for impartial remortgage advice and a free mortgage quote to compare to your current deal.
Call us for advice today.