Remortgage in 2015 to avoid rising mortgage costs.

2015 is the year that interest rates are predicted to rise, and any increase in the Bank rate will have a knock on effect on mortgage rates.

As UK interest rates rise so will UK mortgage rates, home-owners and particularly those on a variable rate deal, will be put under financial pressure to cope with finding the extra money they will need each month to pay for their home.

If you are coming to the end of a fixed rate period or are on a variable rate deal what are your options or avoid increased costs?

The most logical thing to do would be to remortgage to a cheaper rate while low rate remortgage deals remain on offer. Locking into a cheap deal now before interest rates rise, could help you avoid your finances being stretched.

For those with a larger deposit or equity level rates are more competitive, however with our experience and expertise advisers at Deal Direct can find highly competitive offers at all deposit levels.

• If there is a cheaper offer out there for you to switch to, we will find it.
• Ours is a personalised mortgage search in which no offer is ignored or over looked.
• Our commitment is to finding the very best mortgage offer for our clients.

What can you do if your current deal is not yet due to end?

Rates are currently set so low that at present you could save money even if you end your mortgage mid term and pay an early redemption charge to switch to a new lower rate offer.

However before you do anything you need to seek advice, call us on 0800 048 8828 and we can review your current mortgage offer and rate to see if you could save money.

Why choose us?

• We will factor in all costs and charges and will only recommend switching early if we can find you a deal to save you money overall.
• We are a 'whole of market' and independent broker, and our impartial advisers will only advise switching products if it is really in your best interest.
• We offer a personalised service and our advice is based on your needs, we do not work on behalf of any specific lenders and so we can guarantee our advisers are 100% dedicated to working solely on your behalf.

With interest rates likely to rise towards the middle of 2015 now is the time to look for a competitive deal and lock in while rates remain ultra low.

To begin a mortgage search speak to one of our expert and highly qualified advisers, call and let us see how much we can save you on your monthly repayment.

We can find you a competitive offer to switch to and save money on your home.

Call us on 0800 048 8828 for advice and a low rate quote.