Remortgages offer a means of lowering home-owners monthly costs.

For the lowest rate remortgages you are advised to contact Deal Direct, an independent broker dedicated to finding the cheapest deals from throughout the whole UK market.

As we are independent, Deal Direct are not affiliated to any particular lender and can therefore source the cheapest rates on offer UK wide.

Competitive remortgages are a way of cutting home-owners monthly outgoings or can be used to access funds by releasing equity. Since the base rate was cut to 0.5% over 3 years ago, home-owners became complacent about reviewing their mortgage offer to check they have the best rate available.

Many home-owners in the last 3 years allowed their deal to revert to lenders SVRs when their agreed term came to an end. However in May several lenders brought into effect a hike which for many increased their rate to 4% and above. There are cheaper rates on offer worth switching to.

With mortgage rates rising for many mortgage-holders and a double dip recession announced, home-owners are looking around to cut costs. As monthly mortgage payments are in general most home-owners largest cost, it makes sense to try to switch to a cheaper deal

SVR mortgage-holders with a reasonable level of equity with a rate of 4% and above should contact Deal Direct for a cheaper offer.

We will make a market search based on your financial circumstances and mortgaging needs, to come up with a personalized mortgage quote to beat your current offer.

With the Bank of England warning that the cheapest remortgages may not be on offer much longer you are advised not to delay.

Contact Deal Direct today and we will help you switch to a cheaper deal.