Remortgaging to make the most of your finances.
If you are looking to release equity to restructure your finances or switch to a lower rate to save month each month, contact Deal Direct for advice.
Since stringent lending criteria was introduced after last year's Mortgage Market Review the need for expert remortgaging advice from an independent expert has increased.
Lenders now make much more detailed financial checks on applicants and so there is so much more to consider than finding a deal with a low rate. Its a question of finding a lender willing to lend to you whose criteria you fit. This is impossible to know unless you seek the right professional advice to help you achieve an offer.
The need for advice is set to become even more crucial as after transitional arrangements for remortgaging customers end next year, all applicants will be stress tested at rates of up to 7%. This means that while you might be eligible for a new deal under the transitional agreement after it ends you may not.
Looking for a low rate deal while cheap mortgages remain on offer is wise, interest rates are expected to climb and locking in to a competitive rate now makes sense.
If you want to save money on your home or release equity to access money then act now and call an adviser at independent 'whole of market' Deal Direct. We know exactly what lenders want to see in an application and can help you to get a new deal. We work on your behalf and in your interest to make sure you get the very best mortgage on the very best terms.
For advice and a low rate quote call us on 0800 048 8828.
Let us help you successfully navigate the mortgage maze.