Seek help to source the best remortgage rates.
When acting on your own, sourcing the best remortgage rates on offer can be easier said than done. It’s not enough to search on a comparison site and hope a lender will review your application favourably. You need to remove the element of chance, and follow a path that will guarantee finding the most affordable offer for your equity level.
You are advised to seek help with your search, as with changes to UK mortgage regulation it’s no longer the case that you’re guaranteed to be able to switch to another deal easily.
Lenders now carry out affordability checks on remortgaging home-owners, and so you need to do all that you can to increase your chances of approval. The best advice is therefore to contact a whole-of-market independent broker to act on your behalf and steer you through the remortgage maze.
To find out what competitive remortgage rates are on offer at your equity level call 0800 048 8828
Why seek help to get the best remortgage rate?
Within the UK market dozens of lenders offer hundreds of products, which makes it an impossible task to check every lenders’ range.
While online comparison sites may list lenders’ rates at varying LTVs, they don’t provide an individually tailored list. A product might be available on the market, but this doesn’t mean you will qualify for the rate listed or the remortgage offered.
Going it alone may cost you dearly in the long run. An incomplete search could mean you end up on a less competitive rate, or more seriously your application could be rejected by a lender, and this will go against you on subsequent applications.
Switching to a new deal is set to get more complicated. As a home-owner you will now need to produce the same back up paperwork and pass the affordability checks that new buyers face. To get ahead of the game you are recommended not to make your mortgage search alone.
Find out what makes us the remortgage broker of choice:
Find out how much we can save you on the cost of your home - 0800 048 8828.
Why enlist the services of a Deal Direct adviser?
Our advisers are available to take your call 24/7. Once you’ve called you will be assigned your own personal broker, they will be there to help and advise you from the initial quote stage, right up until the release of your funds.
Whatever your reason for remortgaging, whether it’s to cut your costs by switching to a lower rate, or refinancing to release equity, we are here to help.
There are so many reasons why it makes sense to choose us.
- We have been operating as an online remortgage broker for over 10 years, and have vast experience helping home-owners switch to a lower rate or release equity.
- We are whole-of-market which includes secured loans and further advances.
- We have access to lenders remortgage ‘specials’, which are products that are only available to home-owners through certain brokers.
- We have spent years developing excellent relationships with UK lenders and have extensive market knowledge.
- We offer a free automated valuation on your home.
- We provide a free internal credit score, and with this information we can recommend how you can improve your rating.
- We continue to provide you with regular email and text updates, as this ensures you’re kept up to date with information on the mortgage market and rate movements.
For advice and a quote call us today.
