Tailored underwriting through mortgage broker Deal Direct.

At mortgage broker Deal Direct, we understand that every borrower is different. Bearing this in mind, we can assist you with gaining access to lenders that underwrite mortgages on a case-by-case basis. With our help applying for and obtaining a mortgage becomes a smooth process.

Despite extremely low rates making home ownership more affordable right now, market reports indicate fewer mortgage applications are being submitted and approved. Why is this happening?

According to a survey published by the Bank of England, borrowers could still be feeling very cautious in the face of uncertainty following the vote to leave the European Union. The report also points to credit scoring becoming increasingly rigid. 

Many popular lenders continue to offer a general, ‘computer says no’ approach to loan approval that may not consider all of the borrower’s needs. As a ‘whole of market’ broker, Deal Direct has market-wide access to lenders, not only the ones found on the high street. This includes lenders that are more flexibility terms of their approach to borrowers. This means that finding exactly the right deal for you is more likely by allowing us to help you with your search.

We understand that requirements vary from person to person. This is why we work with lenders who use a combination of technology with intelligent humans, to tailor the underwriting on a case-by-case basis. How this benefits you is your personal circumstances are taken into account, and loans are recommended that are best suited to you.

For all of your mortgage enquiries, contact Deal Direct today.

Speak to one of our experts on 0800 048 8828.