An expert can help you source the best mortgages.
To secure the best mortgages you will need to do a lot of homework or get advice from people with expertise such as the professional brokers at Deal Direct.
By getting advice throughout the mortgage process you may be able to secure a lower interest rate and improve your chance of having a mortgage application accepted. At Deal Direct we have knowledge of what is required by different lenders and their lending limits as well as being able to source competitive rates from throughout the mortgage market.
In the current climate lenders offers and associated lending criteria are frequently changing. Most lenders require you to have a good credit history and a reliable income as a starting point. If you do not have these then getting a mortgage can be more difficult.
To get the best mortgages you will need a reasonable deposit. The amount of deposit you have will affect the interest rate you can get as well as your monthly payments. The larger deposit you have the greater the range of competitive deals you are likely to have access to. Increasing your deposit by just 5% can make a big difference to what you pay.
A Deal Direct we are constantly checking for the best mortgages from the wide range of lenders. We can help you decide which is the most suitable type of product for your circumstances and secure the best rates available.