Want to reduce your monthly costs by remortgaging?
Now is the time to remortgage, as there are so many competitive deals currently on offer with rates starting at low as 0.99%.
When looking at remortgaging the first thing that you should do is to check your current lenders offer. This is important as you need to know crucial bits of information to help you work out what you should do.
What you need to know about your current offer:
- Mortgage deal deadline – if you have a fixed period when is it up?
- Do you have an early repayment charge on your current deal, if so how much is it and when will it end?
- Do you have a fixed, tracker discounted or standard variable rate mortgage?
- What rate do you currently pay?
- What is your current loan to value? You need to know how much your home is worth at present and how much you currently owe. This is very important, as the lower your LTV the better the deal you can achieve.
Next you need to conduct a ‘whole of market’ mortgage search. You do this by searching through ALL UK lenders’ product ranges to find the one which is most competitive for your equity level. Remember to factor in the rate, fees charged, incentives and costs such as those charged for property valuation etc.
If this sounds complicated and stressful, then seek help.
Why it makes sense to choose Deal Direct for your remortgage.
Using one of our Deal Direct remortgage advisers to find you a low rate, could save you thousands over your mortgage term.
With remortgage criteria having tightened, the key to sourcing the very best offer for your equity level is in choosing the right broker. There are so many to choose from but not all are equal.
At Deal Direct we are independent and ‘whole of market’ and unlike those who use a limited panel of lenders, we have access to ALL lenders deals market-wide. Our advice is based solely on your needs; we only recommend products that are in your best interest.
- We have been operating as an online remortgage broker for over 10 years
- We have vast experience helping home-owners switch to a lower rate or release equity.
- We are whole-of-market which includes secured loans and further advances.
- We have access to lenders remortgage ‘specials’, which are products that are only available to home-owners through certain brokers.
- We have spent years developing excellent relationships with UK lenders and have extensive market knowledge.
- We offer a free automated valuation on your home.
- We provide a free internal credit score, and with this information we can recommend how you can improve your rating.
- We continue to provide you with regular email and text updates, to ensure that you are kept up to date with mortgage market information and rate movements.
Don’t just take our word for it, find out why our clients believe we are the remortgage broker of choice:
Find out how much we can save you on your home by calling 0800 048 8828.
