2017 will see the end of Help to Buy mortgages.
Would-be smaller deposit buyers are being advised to act now if they want a Help to Buy mortgage as the scheme is coming to an end. However, if you’re not in a position to act and so risk missing out on a HTB mortgage, don’t despair as are there are other lower deposit deals available in the market.
If you need a mortgage you should seek impartial advice and guidance, and by coming through us at Deal Direct you will have access to all deals market-wide
Crucial to any mortgage offer is your deposit level, with a larger deposit you can achieve a lower rate. By looking carefully through all deals on offer and comparing the best mortgages available for your deposit level and circumstances we can help you find the right mortgage at the right rate.
Many lower deposit buyers are managing to buy a property with help from parents and grandparent, some lenders have even set up specific schemes for those in this position if you would like more information on available products call us on 0800 048 8828.
Shared ownership, NewBuy and Right to Buy schemes are also on offer for those with a low income. If you would like to compare mortgage offers, we can act on your behalf to source a mortgage offer.
When choosing a mortgage, you should seek impartial professional advice to ensure you really do get the most affordable mortgage.
At Deal Direct we understand the challenges faced by low deposit buyers.
Our advisers work on your behalf and not of the lender to source the most affordable low deposit mortgages possible. We will review your finances to ensure any mortgage offer is 100% right for your circumstances and we will only suggest the product is which most appropriate.
Call an adviser and let us make your home owning dream a reality.