For lenders best remortgage deals you need to get your calculations right.
To achieve lenders best remortgage deals you need to check all the different offers that each lender is making to get a true comparison of costs. At Deal Direct we have a lot of experience and are constantly checking all the variable factors from different lenders to secure the best offers.
If your reason for remortgaging is to save money, it may not be as simple as comparing rates and fees from different lenders. You may need to factor in early repayment charges if you want to end a high rate deal before the fixed or tracker term has completed. It may still save you money to switch but you need to get your calculations right and include all the relevant factors.
To get the best remortgage deals you may also need to factor in other incentives that some lenders are now offering. Each lender may offer a different range of mortgage deals with different fee options. Some also include additional incentives if you are remortgaging to another lender, such as free legal work, valuations or even cash back.
A number of lenders such as Woolwich and Clydesdale and Yorkshire Bank are offering fee free deals for some remortgage products or if you take a deal within a very short time frame. A word of caution against rushing into these deals, you still need to make sure that they are the best offer you can get for your circumstances.
By making a comparison with the rest of the market you can make sure your decision is on a well informed basis rather than just a headline rate or offer. Call Deal Direct for the best remortgage deals from the whole of market lenders and impartial advice on the type of mortgage that suits your circumstances best.