Bypass the mainstream lending model-find your contractor mortgage with Deal Direct.
The mainstream lending model for mortgages can be too inflexible for contractors. Call-centre and branch staff in many high-street banks may not have been fully trained in what it really means to work for yourself, and their underwriters can be put off by pay structures that differ from the standard.
Banks have traditionally viewed contractors as high-risk and have avoided lending to them, however, the tide appears to be turning as some high-street names have begun to introduce products to catch the eye of the self-employed.
So, what do you do if you are a contractor seeking a mortgage? Should you stick with a familiar name or search for a product specialist, who designs mortgages with you in mind?
The answer would be to compare all your options from the mainstream offering as well as the specialists, and this is where Deal Direct can help.
Because owner statuses and business models vary so much, our advisers make the effort to understand the exact nature of your business and how you work. Combining your business and financial information with our expertise, we can then present you with your best possible mortgage options.
We search the whole of the market in the UK as we are an independent broker and not limited to offering from a restricted number of mortgage products.
For your best possible contractor mortgage options, contact Deal direct and speak with one of our advisers today.
Call us now on 0800 048 8828.
