Can I get a mortgage if I go it alone?
With market regulation having led to a tightening of lending ceriteria, and strict affordability checks for mortgage applicants it pays not to go it alone when making a mortgage search.
If you are looking to buy a new home or climb on the property ladder don’t be tempted to go it alone.
An independent broker with access to all lenders ranges is well placed to find you a mortgage. As they are up to date on all lenders criteria, they will know the ones who would be willing to advance you a mortgage and the ones that won’t.
As getting a mortgage these days is tougher than ever before you are strongly advised to:
- get your finances in order – lenders want to see exactly where you’re spending your money
- be prepared for the lengthy application process
- be prepared for an in-depth affordability interview
To avoid missing out on getting accepted for a mortgage, call an adviser at Deal Direct today. We have specialists experienced in helping applicants get approved. We will do everything within our power to help you purchase a new home and so call today.