Coming to the end of a fix term? ACT NOW and remortgage while you can.

Remortgaging to a new deal is getting tough under new affordability rules and stress tests, which is why home-owners are being advised to seek professional help to secure a new deal.

If you want to lock into a competitive offer to avoid moving onto your lender’s SVR contact Deal Direct for advice. We have access to all lenders UK wide, and are fully up todate on their mortgage criteria and available deals.

For instance at present we know that around 660,000 home-owners are on fixed rate deals which are due to end between now and December. One lender the Woolwich, is focusing on helping these home-owners to remortgage to a lower rate.

The Woolwich has told us that it has some great remortgage opportunities for mortgage-holders. Contact us and one of our advisers can review the lender’s range to find the most competitive product for your deposit level.

Woolwich money saving remortgage highlights include:

• A 2 year Great Escape Fixed rate mortgage for 70% LTV at 2.24%.
• A 5 year Great Escape Fixed rate mortgage for 80% LTV at 2.75%.
• A 10 year Great Escape Fixed rate mortgage for 80% LTV at 3.19%.

If you would like to find out about how much you could save by switching to a Woolwich mortgage ask one of our advisers on 0800 048 8828 for a comparison against your current lender’s offer.

Don't hold off making a remortgage comparison.

With changes to mortgage rules coming into effect early next year those looking to switch are recommended to do so before it becomes too late.

Remortgage criteria has already tightened under the Mortgage Market Review, however transitional rules allow remortgaging without having to go through the same affordability checks as a new purchase. These transitional arrangements are due to end early next year which may trap a lot of home-owners who at present may be able to remortgage and save money.

To avoid becoming a mortgage prisoner speak to an adviser on 0800 048 8828 and find out how much money you could save on your home.

In addition to quoting from the Woolwich range we can also make a comparison of the entire market on your behalf. We can compare all lender’s products on a ‘like for like’ basis to ensure you end up with the best deal for your circumstances.

For advice and a low rate quote call 0800 048 8828.