Contractor mortgages for nursing/medical consultants.
Those of you who are self-employed as a nurse or medical consultant may find that, when it comes to securing a contractor mortgage alone, it can be a time-consuming challenge. At this time of year, as we approach winter, you may find you have an increased workload. This could mean you have even less time available to search for the right lender.
Contractor mortgages can be tricky because, despite the rise in the level of self-employed contractors, many lenders shy away from remuneration packages that are less traditional. Self-employed packages could involve a combination of your contract rate, shift allowances, bonuses, as well as adjustments for seasonal changes, which lenders typically define as ‘risky.’
If this is your situation, and you are looking to secure a home or remortgage, don’t despair as a range of options are available, and Deal Direct know exactly what they are.
We have been sourcing mortgages for people like you for well over a decade. We understand how skilled and dedicated to your role you are and how to present your expertise in a way that reassures lenders. We realise that shift patterns often mean you are unavailable during normal office hours. This can make searching for a lender by yourself even more difficult, if no one is available for you to talk to.
This is no problem for us at Deal Direct. Once you make an enquiry, you are attended to by one of our experts who dedicates their time to finding you a favourable offer. We work tirelessly on your behalf so you can devote all your energies to your career.
Make an online enquiry by clicking below or speak to an advisor now.