Contractor mortgages for photographers.
As a photographer, you could find that searching for a contractor mortgage from a lender who understands the nature of working for yourself, is challenging.
Many mortgages from mainstream lenders were not designed with people like you in mind. Their traditional approach to lending could mean you are turned down almost immediately, just because you don’t have a monthly payslip.
- Some niche lenders have realised that professionals like you are paid in the form of commissions, as well as contracts, and have developed products to match your needs.
- You may also generate income by selling images to media outlets, regularly to the same one or one-offs to different ones.
- Your work may also be affected by the seasons and you could find your income rises during the summer, if you photograph weddings for example, and falls during winter.
In searching for a contractor mortgage, you need a lender who is open to your career choice and will underwrite on an individual and tailored basis.
Deal Direct work with lenders like this everyday. Our skilled advisors know which lenders to approach who will consider all aspects of your income generation. They also know who will extend an offer without making you jump through too many additional hoops.
For contractor mortgage advice you can count on, speak to an expert at Deal Direct.
Call 0800 048 8828.
for an instant quote and impartial advice.
