Find out how to get your remortgage application accepted - call 0800 048 8828.
It is getting harder for all types of applicant to get approved for a mortgage.
First time buyers, remortgaging customers and home movers, are all experiencing difficulty being accepted for an offer because of affordability rule changes.
With the tightening of lenders criteria and stringent affordability checks, more and more existing home-owners are struggling to switch mortgages.
Before the implementation of Mortgage Market Review rule changes, it was relatively easy for a home-owner to remortgage. Now Remortgaging home-owners need as much help as new buyers to be accepted by a lender.
Many lenders do not review applications on an individual basis to take into account unique circumstances. This means remortgaging applicants are increasingly facing the ‘computer says no’ attitude, due to failing stress tests based on what would happen if mortgage rates were to rise.
This is leaving many who want to switch to a lower rate stuck on their lender’s more expensive rate.
If remortgaging is proving difficult call us at Deal Direct for help.
We know exactly which lenders will consider your application in a favourable light, and who is likely to approve you for a new deal.
Whether you want to remortgage to a lower rate or release equity in your home call 0800 048 8828 and speak to an impartial adviser.
Who are Deal Direct?
We are an independent ‘whole of market’ broker working solely in the interests of our clients.
As we are not affiliated to any lender and do not work on their behalf, our advice to you is 100% impartial and based on your needs.
We are dedicated to saving you as much money as possible on your home, and so call us to see what deal we can help you switch to.
For help remortgaging call us on 0800 048 8828.