Seafarer contractor mortgages through Deal Direct.

If you are a seafarer looking for a contractor mortgage, then the chances are you will need help to find a lender who understands the world in which you work.

Changes to UK lending criteria has made it tougher to finance a new home or remortgage to a better deal. In addition the number of mortgage providers prepared to lend to a contractor are far more limited than for salaried employees.

Shopping around to find a willing lender.

If you work at sea then applying for a mortgage could prove more complex, simply because high street lenders are likely perceive you as a higher risk.

You don’t conform to the ‘norm’ and for that reason you need to shop around.

You will need to find a lender who understands your profession, one who will consider your application favourably.

Why choose Deal Direct for your mortgage?

If you have already been looking at contractor mortgages, then you will understand the time and effort that is involved in finding the right lender.

As someone who may be at sea for long stretches of time, Deal Direct understands that you may not have the time to make a mortgage search on your own.

This is where our help begins, and from that first step we are with you throughout every stage of the process, right to the release of funds and beyond.

We work hard to ensure you are 100% satisfied with the service we provide, so that when it’ s time to remortgage you remember how we helped and you use us again.

• Our help is invaluable to contractors away for long stretches of time, we take the hassle out of finding a mortgage because we do everything for you.
• We know which lenders to contact, ones who use underwriters willing to assess your application favourably.

At Deal Direct we work with specialist lenders who can tailor a mortgage offer to meet your needs.

The lenders we work with understand your income is subject to seafarer deductions, they take this into account when assessing the amount you can borrow. In addition the lenders we work with won’t penalise you because of the tax allowances you receive.

If you want professional independent advice and a mortgage search call us today.

• We can source a low rate product to match your financial circumstances.
• Our lenders take into account your entire pay when assessing your income.
• Our lenders understand the contract employment market.
• Our advice is independent and impartial.
• We search through all products on offer to find you the best deal available.

We are here to take your call and can help you to source a mortgage whether you are looking to buy a home or remortgage.

Call today and speak to a mortgage specialist.

0800 048 8828.