Review the Halifax first time buyer mortgage where your stamp duty is paid.

A new Halifax first time buyer mortgage incentive has just been made available, making it now cheaper to purchase a first time home.

The new Halifax mortgage incentive means first time buyers will not have to pay the 1% stamp duty payable on property. This offers a great saving when buying a home.

This fantastic new first time buyer mortgage incentive is on offer until July 07 for buyers whose application is accepted by the lender. Be quick though as the incentive will be withdrawn after this date.

The Halifax are supporting first time buyers who have had a tough time sourcing a mortgage since lenders tightened criteria and required deposit levels increased.

The introduction of the Government's Funding for Lending scheme has improved the situation for buyers. However up until recently the majority of rate cuts have been aimed at those with a larger deposit. This has started to change in recent months as lenders have started to include smaller deposit buyers in their low rate deals.

If you want the most affordable mortgage for your deposit level and circumstances you are advised to seek independent help. 

At Deal Direct we will review your circumstances before making a market-wide mortgage comparison to come up with the best deal. We have access to all lender's offers, and compare products on a like to like basis looking at all factors such as rates, fees and incentives.

If you would like to compare this Halifax first time buyer mortgage against all other deals in the wider market call an adviser at Deal Direct on 0800 048 8828.

Call today for advice and a quote.