HSBC launch a 2 year fix at 1.49% - but you can do better.

If you have a significant deposit of 60% plus then HSBC are offering a 2 year fixed rate mortgage at 1.49%. This is a discounted rate and comes with a deposit of £999.

While this is a good rate, it is not the best that you can achieve with such a hefty deposit. For instance the West Brom BS has a 60% LTV 2 year fixed rate deal at 1.48%.

With such a large deposit buyers and remortgaging home-owners can have their pick of the very best rates.

However not all of the best deals are from large high street lenders, a point which is perfectly highlighted by the West Brom 2 year fix at 1.48%. It therefore makes sense to shop around and review every lenders range before accepting an offer.

Compare the mortgage market through an impartial and independent expert.

If you would like to review the entire market to get the best deal but don't have the time, you are better off enlisting the services of an independent 'whole of market' broker to carry out the search on your behalf.

By having an entire market search carried out by an impartial expert you can be sure you end up with the very best deal for your deposit level and financial circumstances.

When contacting Deal Direct to undertake a mortgage search on your behalf you can feel confident that every lenders mortgage range has been checked.

In addition we have access to deals not advertised anywhere online, these are low rate mortgage 'specials' which you can only apply for through our broker channel.

We take into account all rates, fees, charges and incentives to come up with the most affordable deal overall, and we only recommend the mortgage which we 100% believe is in your best interest.

If you would like an independent and impartial 'whole of market' mortgage search, speak to one of our expert advisers today.

Call 0800 048 8828.

We can get you the best deal on offer.