Deal Direct offer 'personalised whole of market' mortgage comparison.
If you are making a mortgage comparison there are a lot of factors to consider, and getting personalised advice from someone with experience can help you avoid making a costly mistake.
Call one of our skilled advisers at Deal Direct for up to date and impartial mortgage advice.
If you are in a hurry to get a new rate you may assume that a competitive short term fixed rate is the answer. However depending on your income, property value and deposit there may be better options available. For example, some lifetime base rate tracker mortgages are very competitive and may suit your circumstances better.
If you do not take into account a full breakdown including costs such as fees and reversion rates, you cannot make a real mortgage comparison. The potential to make mortgage overpayments or having an offset facility as part of your mortgage will also affect the cost in the long term.
In the shorter term your circumstances will need to be considered, both in terms of lending criteria to secure a mortgage but also potential changes that could affect the cost of your mortgage. If you are likely to want to move home or change your mortgage before a fixed term ends you may have to pay substantial early repayment charges.
Deal Direct have experience and knowledge of the mortgage market and can help you consider all the factors to make a good choice to suit your situation.
For a personalised 'whole of market' mortgage comparison call Deal Direct today.
