Need a contractor mortgage? Call 0800 048 8828 for advice.
Changes to mortgage lending criteria over the past year has made it much harder for contractors and self-employed professionals to get a deal.
The self cert mortgage is no more, and many high street lenders have tightened their criteria to such an extent that very few are now willing to approve a deal for those working on a contract basis.
With the introduction of the Mortgage Market Review many main-stream lenders have adopted the approach that if your circumstances don’t neatly tick all the required boxes your application will be refused.
To Deal Direct, the fact applications from contractor workers are not viewed in the same light by lenders as those who are employed, would seem unjust. For this reason we have forged relationships with lenders across the market who are prepared to accept contractor mortgage applications.
Our advisers know exactly who to contact to help you climb on the property ladder or remortgage to a lower rate, and are here to take your call.
Our advice is independent and impartial. We look at your circumstances before coming up with a lender who we believe is right for your needs. We only apply to those who will know you will have a higher chance of mortgage acceptance with.
If you would like to find out how we can help you secure a contractor mortgage call us today.