Newcastle BS offers its ‘All in One’ mortgage up to 95% LTV.
Newcastle Intermediaries has announced the extension of its All in One mortgage proposition, it now includes deals up to 95% LTV.
After reviewing typical legal costs incurred in taking out a mortgage, the lender decided to launch a range of products that include these costs.
The enhanced fee free package on offer is available for both new buyers and Land Registry remortgaging home-owners. It covers standard legal costs, Land Registry fees, Priority Search, Bankruptcy Searches, Property Searches. Note that you will need to use the lender’s approved solicitors. In addition, the new products on offer also include a free standard valuation.
New offers have been added to the lender’s range including a 2 year fix for 95% LTV at 4.35%.
What is important to be aware of is when reviewing offers, incentives need to be carefully considered as while they may look attractive, they may not actually be worth much if you end up paying a higher rate for the deal.
For this reason, it is essential to compare all products on the market through an independent broker. Going to an impartial ‘whole of market’ broker means a market search based on your needs and in your interest and not that of the lender.
At Deal Direct we compare all mortgage offers on a ‘like for like’ basis factoring in both fees and incentives. We will then only recommend the product that we view as in your best interest.