When looking for the best mortgages it is a mistake to rely just on best buy tables.

While best buy tables are a useful tool, they do not offer a complete picture of lenders' best mortgages.

To get truly up to date accurate information, professional help is a must. 

Lenders have more deals on offer than just those listed on online comparison sites, and to get access to these exclusives you need to know where to search. This is where Deal Direct can help, we are independent and 'whole of market' and have access to 'special' mortgage products at very low rates.

Our special deals include a 2 year fixed rate mortgage 'exclusive' from the Halifax at just 1.94%. This is a highly competitive product and it would top best buy tables only it doesn't appear because it is a lender 'special'.

If you have recently searched online you will not have found this product listed anywhere. The reason is it is a mortgage exclusive only available through limited channels, you have to call 0800 048 8828 to apply.

To review the best mortgages on offer you could limit yourself to just comparison site best buy tables, however as this Halifax deal shows these tables do not accurately show all that is on offer.

In addition when you apply through experts Deal Direct our advisers know lenders criteria, we therefore only recommend those deals you will be accepted for.

This might not sound much but it is actually quite a big deal. We can save you from making applications that will be rejected.

This is important because it saves you experiencing future problems. Refused applications can have a detrimental affect on your credit rating, which could hinder your future chances of being accepted for an alternative deal. Lenders do not like to see that you have been refused a mortgage.

So if you are looking for lenders best mortgages, the advice is do not just rely on online comparison sites, contact an independent 'whole of market' mortgage expert. By doing this you can be sure you have not missed out on any great new offer.

What are this week's best mortgage deals from Deal Direct?

For a 2 year fix the new Halifax mortgage at 1.94% is hard to beat.

If you are looking for a greater level of security then at the moment one of the best 5 year fixed rate mortgages is a deal from Santander at just 2.49%. What makes this mortgage so good is not just the low rate, the incentives it offers are truly great.

When you apply for this 5 year Santander fix through Deal Direct and you open a 123 current account at the same time, you will receive 1% cashback on your monthly mortgage payments. In addition you will also receive up to 3% cashback on utility, council tax and communication bills.

If you are looking for a longer term 10 year fixed rate mortgage Abbey has a great new deal at just 3.94%. Abbey is part of the Santander Group, and so you will also be able to get a 1% reduction on your mortgage payments and up to 3% cashback on various other bills, when you apply for a 123 account with your mortgage.

There are other great mortgages on offer through Deal Direct, to review ALL deals market-wide to find the most affordable overall call an adviser on 0800 048 8828.

Deal Direct source the best mortgages UK wide.