Source contractor mortgages with Deal Direct.
Sourcing a contractor mortgage that fulfils your homeownership requirements can be a challenge. This is true regardless of whether you are in your first year of self-employment or you have built your business from scratch, have full accounts covering a number of years and a significant income.
Regardless of the size of your income, if it is received on an irregular basis, the more standard mortgage products may not be suitable.
This is because they have been designed around a regular monthly income model and are not flexible enough to accommodate variables.
At Deal Direct, we fully understand that contractors have special requirements. Consequently, over the years, we have developed relationships with lenders who also understand the needs of the self-employed borrower.
With these lenders, the merits of each contractor mortgage application are assessed by underwriters on a case by case basis. With the right help and support with the paperwork from one of our experts here at Deal Direct, the risk of your application being rejected is much reduced, regardless of how often your business income is generated and received.
If you are a contractor with a larger than average income, working with us allows access to those lenders who offer a more bespoke approach. These approaches are not available on the high street, which means that Deal Direct are best placed to match you with a mortgage product that is tailored to meet your unique needs.
For the latest information on contractor mortgages,
speak to Deal Direct on 0800 048 8828.
