How can you achieve the best mortgage deal? Simple, contact Deal Direct.
Achieving the best mortgage deal depends on your access to a good deposit, either in the form of equity or cash.
Since the credit crisis, lenders have tightened their mortgage criteria which has meant deposit levels have significantly increased. Lenders have chosen to limit their risk and while many competitive rates are on offer, it has tended to be low risk would-be home-owners with high deposits, who have managed to achieve the best mortgage deals with the lowest rates.
What a lender is prepared to offer also may depend on whether you are moving home, buying a first property or just remortgaging.
Professional advice is essential when looking for a mortgage deal. Independent mortgage broker Deal Direct offer impartial advice. As we are up to date on all UK lenders offers, we can quickly compare all competitive deals to come up with the one most suited to you.
We never recommend a product unless we believe it is the right one for you.
Factors such as the mortgage interest rate, fees charged and early redemption costs all go towards working out which is the best mortgage on offer.
Trying to work your way through all of the products, their rates and unique terms and conditions can make the process of sourcing a competitive product both stressful and time consuming.
By going it alone when looking for a deal you can make costly mistakes.