Yorkshire Building Society mortgage deals.
A Yorkshire Building Society mortgage three year fixed rate deal can currently be had from 3.79 per cent interest. This deal comes with a loan to value of up to 85 per cent and a £495 fee.
There is also a five year fixed rate deal at a rate of 3.49 per cent It is available with 75 per cent loan to value and again a fee of £495.
The Yorkshire also offer offset accounts which allow a combination of savings and a mortgage to ensure your money is working at its best. Savings are offset against the outstanding mortgage amount meaning you can pay off your mortgage in a shorter period of time and for a lot less.
An offset two-year fixed rate Yorkshire Building Society mortgage for those with a deposit of 25 per cent has a rate of 3.04 per cent and a fee of £995.
Several mortgage experts suggest overpaying your mortgage and a Yorkshire Building Society offset mortgage allows you to do just that with ease and without penalties.
Overpaying your mortgage can be one of the best investments you can make in life and it could be a positive time to do this before more lenders increase their mortgage rates.
In recent weeks lenders have raised their standard variable rates (SVRs) and many more may yet follow. This may be because many lenders borrow funds from the international money markets and the costs have increased and unfortunately for borrowers these costs (and sometime more) get passed on via the lenders to their mortgage customers.
If you are currently sitting on your mortgage providers SVR and are thinking about a new mortgage deal then there are still some excellent fixed rate deals and offset mortgage deals to be had.
Contact us at Deal Direct and we'll show you the best deals available to suit your needs.
